Twelve ways to finance a home. One conversation.
Find your situation below, or skip the reading and tell Mitch what you're trying to do.
Your first place, your next place or a property that pays you.
Buying a Home
Get pre-approved, know your real budget, and shop with a rate hold in your pocket.
First-Time Buyers
Five percent down, first-time buyer programs, and a broker who explains every step.
Investment Properties
Rentals, duplexes and multi-units. Financing from a broker who invests in real estate too.
Cottage Mortgages
Lake, island or ski hill. Lenders who know wells, septic and seasonal roads.
Make the mortgage you have work harder.
Refinance
Tap your equity, restructure your mortgage, or lower your monthly payment.
Debt Consolidation
Roll high-interest cards and loans into one lower monthly payment.
Renewals & Switches
Don't just sign your bank's renewal letter. Compare 30+ lenders before you commit.
HELOC
A line of credit secured by your home. Borrow, repay and borrow again.
The files banks find awkward are the ones we like.
Self-Employed
Business owners, contractors and commission earners. Lenders who understand how you earn.
Reverse Mortgage
Homeowners 55+ can access equity with no monthly mortgage payments required.
First Responders
Shift work, overtime and pensions, understood by a former correctional officer.
Bank Said No
Bruised credit or unusual income? B-lenders and private options, with a plan back.
Start from the problem.
Paying 20% on your credit cards?
Roll cards, loans and lines of credit into one lower mortgage payment.
Renewal letter just showed up?
Don't sign yet. We'll compare it against the market for free.
Tired of paying someone else's mortgage?
First home with 5% down, rebates and programs explained.
Self-employed and the bank said no?
Lenders that understand business income and second chances.
Ready for a rental property?
Financing for rentals and multi-units from a broker who invests.
55+ and house-rich, cash-poor?
A reverse mortgage lets you stay home with no monthly payments.
See your options in 60 seconds.
No credit check. No obligation. Then book a free call with Mitch.