Guides for every kind of move.
Six plain-language guides for the situations I help with most: first homes, new arrivals, debt, business owners, separation and cottages. Each one is free to download.

The First-Time Buyer's Guide
Down payments, the stress test, FHSA, rebates and closing costs, explained for Ontario buyers.
Get the free guide
Your First Home in Canada
Buying in Ontario as a newcomer: status rules, NRST, insurer programs, credit and down payment.
Get the free guide
The Debt Consolidation and Refinance Guide
How refinances, HELOCs and second mortgages work, what breaking costs and when it makes sense.
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The Self-Employed Mortgage Guide
How lenders read your tax return, what to gather and how to get approved when you work for yourself.
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Separation and Your Home
A calm, practical look at your home, your mortgage and your options after a separation.
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Buying a Cottage in Ontario
How lenders see cottages, what you'll put down, and the wells, roads and shorelines to check.
Get the free guideKeep reading.
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