<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Conquer Mortgages blog</title><link>https://www.conquermortgages.ca/blog</link><description>Ontario mortgage articles from Mitchell Conquer</description><language>en-ca</language><item><title>Bank of Canada October 28 decision: hike or hold?</title><link>https://www.conquermortgages.ca/blog/bank-of-canada-rate-decision-october-2026</link><guid>https://www.conquermortgages.ca/blog/bank-of-canada-rate-decision-october-2026</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Bank of Canada rate decision October 2026 preview: what a hike or a hold could mean for variable mortgages, HELOCs, fixed rates and renewals.</description></item><item><title>Mortgage renewal in 2026: your step-by-step plan</title><link>https://www.conquermortgages.ca/blog/mortgage-renewal-2026-pandemic-mortgage-plan</link><guid>https://www.conquermortgages.ca/blog/mortgage-renewal-2026-pandemic-mortgage-plan</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Mortgage renewal 2026 guide for 2020-2021 borrowers: when to start, rate holds, switching lenders and what to do if your payment jumps.</description></item><item><title>Why fixed rates are rising when the Bank hasn&#x27;t moved</title><link>https://www.conquermortgages.ca/blog/why-are-fixed-mortgage-rates-going-up</link><guid>https://www.conquermortgages.ca/blog/why-are-fixed-mortgage-rates-going-up</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Why are fixed mortgage rates going up when the Bank of Canada hasn&#x27;t moved? Bond yields in plain English, plus what it means for buyers and renewers.</description></item><item><title>Buying a home in Ontario this fall: what first-time buyers should know</title><link>https://www.conquermortgages.ca/blog/buying-a-home-in-ontario-2026-first-time-buyers</link><guid>https://www.conquermortgages.ca/blog/buying-a-home-in-ontario-2026-first-time-buyers</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Buying a home in Ontario in 2026? Prices are softer but fixed rates are rising. What first-time buyers should know about rate holds, rebates and more.</description></item><item><title>Debt consolidation mortgage in 2026: tame payments without new debt</title><link>https://www.conquermortgages.ca/blog/debt-consolidation-mortgage-ontario</link><guid>https://www.conquermortgages.ca/blog/debt-consolidation-mortgage-ontario</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Debt consolidation mortgage Ontario guide: how a refinance, second mortgage or HELOC can cut payments, the real trade-offs, and how to stay debt-free.</description></item><item><title>Fixed or variable mortgage in late 2026: how to decide</title><link>https://www.conquermortgages.ca/blog/fixed-or-variable-mortgage-2026-rate-hike</link><guid>https://www.conquermortgages.ca/blog/fixed-or-variable-mortgage-2026-rate-hike</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Fixed or variable mortgage 2026: how each works, what a possible Bank of Canada hike means, prepayment penalties, and who each option suits.</description></item><item><title>Mortgage rate holds in Canada: lock in before you buy or renew</title><link>https://www.conquermortgages.ca/blog/mortgage-rate-hold-canada</link><guid>https://www.conquermortgages.ca/blog/mortgage-rate-hold-canada</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Mortgage rate hold Canada guide: how to lock a rate for up to 120 days before you buy or renew, what voids it, and why it matters as fixed rates climb.</description></item><item><title>Self-employed mortgage in Canada: how to get approved in 2026</title><link>https://www.conquermortgages.ca/blog/self-employed-mortgage-canada-2026</link><guid>https://www.conquermortgages.ca/blog/self-employed-mortgage-canada-2026</guid><pubDate>Thu, 22 Oct 2026 12:00:00 -0400</pubDate><description>Self employed mortgage Canada guide for 2026: how lenders read your income, when bank statement programs fit, and how to prepare clean paperwork.</description></item></channel></rss>