/* Conquer Mortgages v3 design system: white, Rolex green, gold, cream (Concept 4) */
:root{
  --g:#006039;--g2:#004A2C;--g3:#E9F2EC;--deep:#00321F;
  --gold:#A37E2C;--gold2:#C9A55A;--gold3:#F0DDA8;
  --ink:#0E1A14;--muted:#5E6B64;--muted-d:#B9D3C4;--line:#E5EAE6;--soft:#F6F8F6;--cream:#F7F2E7;--sand:#F2EAD8;
  --ok:#1F7A4D;--bad:#B2412F;
  --f:"Inter Tight",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;--fs:"Instrument Serif",Georgia,serif;
  --q-font:"Inter Tight",sans-serif;--q-head:"Inter Tight",sans-serif;
  --r:24px;--max:1240px;--ease:cubic-bezier(.2,.7,.2,1);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--f);color:var(--ink);background:#fff;font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:clip}
img{display:block;max-width:100%}a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--gold2);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:var(--g);color:#fff;padding:10px 14px;border-radius:8px;z-index:200}.skip:focus{left:8px}
em{font-family:var(--fs);font-style:italic;font-weight:400;color:var(--gold)}
h1,h2,h3,h4{margin:0;letter-spacing:-.03em}
h1{font-size:clamp(44px,6.2vw,84px);line-height:.98;letter-spacing:-.045em;font-weight:800}
h1 em{font-size:1.04em;letter-spacing:-.01em}
h2{font-size:clamp(34px,4.6vw,60px);line-height:1.02;letter-spacing:-.04em;font-weight:800}
h3{font-size:clamp(20px,1.8vw,23px);line-height:1.18;letter-spacing:-.02em;font-weight:700}
p{margin:0 0 1em}
.w{max-width:var(--max);margin:0 auto;padding:0 24px}
.muted{color:var(--muted)}
.lead{font-size:clamp(18px,1.6vw,20px);color:var(--muted);max-width:600px}
.eyb{display:block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.sec{padding-top:clamp(76px,9vw,110px);padding-bottom:clamp(76px,9vw,110px)}
.sec-sm{padding-top:clamp(52px,6vw,72px);padding-bottom:clamp(52px,6vw,72px)}
.bg-soft{background:var(--soft)}.bg-cream{background:var(--cream)}.bg-g{background:var(--g);color:#fff}
.sh{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:end;margin-bottom:46px}
.sh p{margin:0;color:var(--muted);font-size:18px}
.center{text-align:center;max-width:880px;margin:0 auto 46px}.center p{color:var(--muted);font-size:18px;margin:16px auto 0;max-width:640px}
@media(max-width:860px){.sh{grid-template-columns:1fr;gap:16px;margin-bottom:32px}}
.mt24{margin-top:24px}.mt40{margin-top:40px}.tc{text-align:center}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:56px;padding:0 28px;border-radius:999px;font-weight:700;font-size:16px;border:0;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,color .2s;white-space:nowrap;text-decoration:none}
.btn svg{width:18px;height:18px;transition:transform .2s}.btn:hover svg{transform:translateX(3px)}
.btn-g{background:var(--g);color:#fff}.btn-g:hover{background:var(--g2);transform:translateY(-1px);box-shadow:0 14px 30px -14px rgba(0,96,57,.7)}
.btn-gold{background:var(--gold2);color:#1A1406}.btn-gold:hover{background:#D7B76F;transform:translateY(-1px);box-shadow:0 14px 30px -14px rgba(201,165,90,.8)}
.btn-o{background:#fff;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}.btn-o:hover{box-shadow:inset 0 0 0 1.5px var(--ink)}
.btn-ghost-w{background:rgba(255,255,255,.1);color:#fff}.btn-ghost-w:hover{background:rgba(255,255,255,.18)}
.btn-sm{height:46px;padding:0 20px;font-size:15px}
.btn-block{width:100%}
.tlink{font-weight:700;border-bottom:1.5px solid var(--gold2);padding-bottom:2px}
.link{font-weight:700;display:inline-flex;align-items:center;gap:6px;border-bottom:1.5px solid var(--gold2);padding-bottom:2px}
.link svg{width:16px;height:16px}

/* promo bar + nav */
.bar{background:var(--g);color:#D8E7DE;font-size:13.5px;text-align:center;padding:9px 16px}.bar b{color:#fff}.bar a{color:var(--gold3);font-weight:600;cursor:pointer}
@media(max-width:600px){.bar .bar-l{display:none}}
.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav .w{display:flex;align-items:center;height:76px;gap:26px}
.nav .logo{flex-shrink:0}.nav .logo img{height:34px;width:auto}
.menu{display:flex;gap:4px;margin-left:auto;align-items:center}
.menu>a,.menu>.dd>button{background:none;border:0;cursor:pointer;font-size:15.5px;font-weight:500;padding:9px 13px;border-radius:999px;display:inline-flex;align-items:center;gap:6px;transition:background .2s,color .2s}
.menu>a:hover,.menu>.dd>button:hover,.menu>a[aria-current]{background:var(--g3);color:var(--g)}
.menu .dd{position:relative}
.menu .dd>button svg{width:12px;height:12px;transition:transform .25s}
.menu .dd.open>button svg{transform:rotate(180deg)}
.mega{position:absolute;top:calc(100% + 14px);left:50%;transform:translate(-50%,8px);width:min(900px,92vw);background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:0 40px 80px -30px rgba(0,50,31,.35);padding:24px;display:grid;grid-template-columns:repeat(3,1fr) 1.1fr;gap:4px 20px;opacity:0;visibility:hidden;transition:opacity .25s,transform .25s var(--ease),visibility .25s}
.dd.open .mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega h6{margin:6px 0 8px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700}
.mega a{display:block;padding:8px 10px;margin:0 -10px;border-radius:12px;font-weight:600;font-size:15px}
.mega a span{display:block;font-weight:400;font-size:13px;color:var(--muted);line-height:1.35}
.mega a:hover{background:var(--soft);color:var(--g)}
.mega-cta{background:var(--g);color:#fff;border-radius:20px;padding:20px;display:flex;flex-direction:column;justify-content:space-between;gap:14px}
.mega-cta b{font-size:19px;line-height:1.2;letter-spacing:-.01em}.mega-cta p{font-size:14px;color:var(--muted-d);margin:0}
.mega .mega-cta button{background:var(--gold2);color:#1A1406;border:0;border-radius:999px;padding:11px 14px;font-weight:700;cursor:pointer}
.nav-ph{font-weight:700;font-size:15px;white-space:nowrap}
.burger{display:none;margin-left:auto;width:46px;height:46px;border-radius:50%;border:1px solid var(--line);background:#fff;cursor:pointer;align-items:center;justify-content:center}
.burger span,.burger span::before,.burger span::after{display:block;width:18px;height:1.6px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0}.burger span::before{top:-6px}.burger span::after{top:6px}
.drawer{display:none}
@media(max-width:1080px){
  .menu,.nav-ph{display:none}.burger{display:inline-flex}.nav .nav-cta{margin-left:0}
  .nav .nav-cta.btn{height:42px;padding:0 16px;font-size:14px}
  .drawer{display:block;position:fixed;inset:0;top:0;background:#fff;z-index:59;padding:120px 24px 40px;overflow:auto;opacity:0;visibility:hidden;transition:opacity .25s,visibility .25s}
  body.menu-open .drawer{opacity:1;visibility:visible}body.menu-open{overflow:hidden}
  .drawer a{display:block;padding:13px 0;border-bottom:1px solid var(--line);font-size:18px;font-weight:600}
  .drawer h6{margin:22px 0 4px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
  .drawer .btn{margin-top:20px;width:100%}
}
@media(max-width:420px){.nav .w{gap:12px}.nav .logo img{height:28px}}

/* home hero */
.hero{position:relative;padding:72px 0 84px;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;right:-220px;top:-240px;width:800px;height:800px;border-radius:50%;background:radial-gradient(circle,var(--g3),rgba(233,242,236,0) 65%);z-index:-1}
.hero .w{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.me{display:inline-flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 16px 5px 5px;box-shadow:0 8px 24px -16px rgba(0,60,35,.4)}
.me img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.me span{font-size:14px;line-height:1.25;color:var(--muted)}.me b{display:block;color:var(--ink);font-size:14.5px}
.me i{width:8px;height:8px;border-radius:50%;background:#2BB673;box-shadow:0 0 0 4px rgba(43,182,115,.18);margin-left:4px}
.hero h1{margin:24px 0 22px}
.sub{font-size:20px;color:var(--muted);max-width:520px;margin:0 0 30px}
.ctas{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.proof{display:flex;gap:22px;flex-wrap:wrap;margin-top:34px;font-size:14.5px;font-weight:600}
.proof span{display:flex;gap:8px;align-items:center}
.proof span::before{content:"";width:20px;height:20px;border-radius:50%;background:var(--g) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4'%3E%3Cpath d='M5 12l5 5L19 7'/%3E%3C/svg%3E") center/11px no-repeat}
.qcard{background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:0 40px 80px -40px rgba(0,60,35,.35),0 0 0 8px rgba(233,242,236,.6)}
.qcard-h{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:18px}
.qcard-h h2{font-size:24px;letter-spacing:-.025em;line-height:1.15}
.qcard-h span{font-size:12px;font-weight:700;color:var(--g);background:var(--g3);border-radius:999px;padding:5px 10px;white-space:nowrap}
.qcard-f{display:flex;align-items:center;gap:10px;margin-top:16px;font-size:13px;color:var(--muted)}
.stars{color:var(--gold2);letter-spacing:1px}
@media(max-width:980px){.hero .w{grid-template-columns:1fr;gap:40px}.hero{padding-top:36px}}

/* lender strip */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--soft)}
.trust .w{display:flex;align-items:center;gap:36px;padding-top:20px;padding-bottom:20px;flex-wrap:wrap}
.trust small{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:700;white-space:nowrap}
.trust .ls{display:flex;gap:36px;flex-wrap:wrap;flex:1;justify-content:space-between}
.trust span{font-weight:700;color:#8D978F;font-size:18px;letter-spacing:-.01em}
@media(max-width:700px){.trust .w{gap:14px}.trust .ls{gap:10px 22px;justify-content:flex-start}.trust span{font-size:16px}}

/* sound familiar cards */
.probs{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.pb{border-radius:24px;padding:26px;display:flex;flex-direction:column;min-height:290px;transition:transform .3s,box-shadow .3s;cursor:pointer}
.pb:hover{transform:translateY(-6px);box-shadow:0 30px 50px -30px rgba(0,50,31,.5)}
.pb .emo{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:rgba(255,255,255,.75);margin-bottom:20px;transition:transform .3s}
.pb:hover .emo{transform:rotate(-8deg) scale(1.06)}
.pb .emo svg{width:28px;height:28px}
.pb h3{font-size:23px;line-height:1.15;margin:0 0 10px}
.pb p{margin:0 0 18px;font-size:15px;color:#4E5A54}
.pb .ans{margin-top:auto;display:flex;justify-content:space-between;align-items:center;gap:10px}
.pb .ans a{font-weight:700;font-size:14.5px;text-decoration:underline;text-underline-offset:4px;text-decoration-color:var(--gold2)}
.pb .ans span{background:var(--g);color:#fff;border-radius:999px;padding:9px 14px;font-weight:700;font-size:13.5px;white-space:nowrap;transition:background .2s}
.pb:hover .ans span{background:var(--g2)}
.c1{background:var(--cream)}.c1 .emo{color:var(--gold)}
.c2{background:var(--g3)}.c2 .emo{color:var(--g)}
.c3{background:var(--sand)}.c3 .emo{color:var(--gold)}
.c4{background:var(--g);color:#fff}.c4 p{color:#CFE2D6}.c4 .emo{background:rgba(255,255,255,.12);color:var(--gold3)}.c4 .ans a{color:#fff}.c4 .ans span{background:var(--gold2);color:#1A1406}.c4:hover .ans span{background:#D7B76F}
@media(max-width:1000px){.probs{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.probs{grid-template-columns:1fr}.pb{min-height:0}}

/* mortgage boxes */
.feat2{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.big{position:relative;border-radius:26px;overflow:hidden;min-height:320px;padding:30px;display:flex;flex-direction:column;justify-content:flex-end;color:#fff;isolation:isolate}
.big img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .9s var(--ease)}
.big::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(0,50,31,.95) 20%,rgba(0,50,31,.35) 65%,rgba(0,50,31,.15))}
.big:hover img{transform:scale(1.06)}
.big small{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--gold3)}
.big h3{font-size:34px;letter-spacing:-.03em;margin:8px 0 6px;line-height:1.05}.big p{margin:0 0 18px;color:#D6E5DC;max-width:420px}
.big .btn{align-self:flex-start;height:46px;font-size:14.5px;padding:0 20px}
.grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.grid.g3{grid-template-columns:repeat(3,1fr)}.grid.g4{grid-template-columns:repeat(4,1fr)}
.mb{position:relative;border-radius:22px;overflow:hidden;background:var(--g);color:#fff;display:flex;flex-direction:column;aspect-ratio:3/4;isolation:isolate;transition:transform .35s,box-shadow .35s}
.mb:hover{transform:translateY(-5px);box-shadow:0 30px 50px -30px rgba(0,50,31,.6)}
.mb .im{height:58%;overflow:hidden;position:relative;transition:height .5s var(--ease)}
.mb .im img{width:100%;height:100%;object-fit:cover;transition:transform .9s var(--ease)}
.mb .im::after{content:"";position:absolute;left:0;right:0;bottom:0;height:40%;background:linear-gradient(0deg,var(--g),transparent)}
.mb:hover .im{height:44%}.mb:hover .im img{transform:scale(1.08)}
.mb .go{position:absolute;top:14px;right:14px;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.9);color:var(--g);display:grid;place-items:center;z-index:2;transition:all .35s}
.mb .go svg{width:16px;height:16px}.mb:hover .go{background:var(--gold2);color:#1A1406;transform:rotate(-45deg)}
.mb .bd{padding:6px 18px 18px;display:flex;flex-direction:column;flex:1}
.mb .bd small{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold3);font-weight:700}
.mb h3{font-size:20px;line-height:1.15;margin:4px 0 0}
.mb p{margin:8px 0 0;font-size:14px;color:#CFE2D6;opacity:0;transform:translateY(8px);transition:opacity .35s,transform .35s}
.mb:hover p{opacity:1;transform:none}
.grid.g3 .mb,.grid.g4 .mb{aspect-ratio:4/4.4}
@media(max-width:1100px){.grid{grid-template-columns:repeat(3,1fr)}.grid.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.feat2{grid-template-columns:1fr}.grid,.grid.g3,.grid.g4{grid-template-columns:1fr 1fr;gap:10px}.mb p{opacity:1;transform:none;font-size:13px}.mb .im{height:52%}.mb h3{font-size:17px}.mb,.grid.g3 .mb,.grid.g4 .mb{aspect-ratio:3/4.3}.mb .bd{padding:4px 14px 14px}}

/* how it works panels */
.how{display:flex;gap:14px;height:400px}
.hw{flex:1;border-radius:26px;background:var(--soft);border:1px solid var(--line);padding:30px;position:relative;overflow:hidden;cursor:pointer;transition:flex .65s var(--ease),background .4s,color .4s,border-color .4s;display:flex;flex-direction:column;min-width:0}
.hw.on{flex:2.3;background:var(--g);color:#fff;border-color:var(--g)}
.hw .n{font-family:var(--fs);font-style:italic;font-size:64px;line-height:1;color:var(--gold)}
.hw.on .n{color:var(--gold3)}
.hw h3{font-size:24px;margin:14px 0 0;max-width:16ch}
.hw .more{opacity:0;transform:translateY(14px);transition:opacity .4s .15s,transform .5s .15s;margin-top:auto;display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:end;pointer-events:none}
.hw.on .more{opacity:1;transform:none;pointer-events:auto}
.hw .more p{margin:0;color:#CFE2D6;font-size:15.5px}
.hw .plus{position:absolute;top:28px;right:28px;width:40px;height:40px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;transition:all .4s}
.hw .plus svg{width:16px;height:16px}.hw.on .plus{border-color:rgba(255,255,255,.25);transform:rotate(45deg)}
.mini{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:14px;font-size:13px}
.chip{display:inline-flex;align-items:center;gap:6px;background:#fff;color:var(--ink);border-radius:999px;padding:6px 10px;margin:3px;font-weight:600;font-size:12.5px;animation:pop .5s both}
.chip:nth-child(2){animation-delay:.15s}.chip:nth-child(3){animation-delay:.3s}.chip:nth-child(4){animation-delay:.45s}
.chip b{color:var(--g)}
@keyframes pop{from{opacity:0;transform:scale(.8) translateY(6px)}}
.lrow{display:flex;justify-content:space-between;padding:7px 2px;border-bottom:1px solid rgba(255,255,255,.1);animation:pop .5s both}.lrow:last-child{border:0}
.lrow:nth-child(2){animation-delay:.12s}.lrow:nth-child(3){animation-delay:.24s}.lrow:nth-child(4){animation-delay:.36s}
.lrow b{color:var(--gold3)}
.cal{display:grid;grid-template-columns:repeat(7,1fr);gap:4px;text-align:center;font-size:11.5px}
.cal span{padding:5px 0;border-radius:6px;color:#B9D3C4}.cal .d{background:rgba(255,255,255,.08);color:#fff}.cal .pick{background:var(--gold2);color:#1A1406;font-weight:800;animation:pop .6s .3s both}
@media(max-width:900px){.how{flex-direction:column;height:auto}.hw{flex:none!important}.hw .more{grid-template-columns:1fr;max-height:0;margin-top:0;transition:opacity .4s,max-height .5s,margin .4s}.hw.on .more{max-height:400px;margin-top:22px}}

/* home mini tools */
.tools{display:grid;grid-template-columns:1fr 1fr;gap:20px}.tools>*{min-width:0}
.tool{border:1.5px solid var(--ink);border-radius:24px;overflow:hidden;display:grid;grid-template-rows:1fr auto;background:#fff}
.tool .in{padding:28px}.tool h3{margin:0 0 4px;font-size:22px}.tool .in>p{margin:0 0 16px;color:var(--muted);font-size:15px}
.tool label{display:flex;justify-content:space-between;font-size:14px;font-weight:700;margin:14px 0 8px}.tool output{color:var(--g)}
.tool .out{background:var(--g);color:#fff;padding:22px 28px;display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.tool .out b{font-size:44px;letter-spacing:-.04em;line-height:1}.tool .out small{color:#B9D3C4;font-size:13px;display:block}
.tool.alt .out{background:var(--deep)}
.tool .out .btn{height:48px;font-size:15px;padding:0 20px}
.disc{font-size:12px;color:var(--muted);margin:14px 0 0;line-height:1.5}
.pills{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:26px}.pills a{background:#fff;border-radius:999px;padding:10px 16px;font-weight:700;font-size:14.5px;border:1px solid #E6DECC}.pills a:hover{border-color:var(--g);color:var(--g)}
@media(max-width:900px){.tools{grid-template-columns:1fr}}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:linear-gradient(90deg,var(--g) var(--p,50%),#ECE5D6 var(--p,50%));outline:0;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--gold2);box-shadow:0 2px 8px rgba(0,0,0,.2)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--gold2)}

/* mitch + review */
.mitch{display:grid;grid-template-columns:.9fr 1.1fr;gap:16px}
.mitch .ph{border-radius:28px;overflow:hidden;min-height:520px;background:#EEE}.mitch .ph img{width:100%;height:100%;object-fit:cover;object-position:50% 28%}
.mitch .tx{border-radius:28px;background:var(--g);color:#fff;padding:50px;display:flex;flex-direction:column;justify-content:space-between;gap:30px}
.mitch blockquote{margin:0;font-size:clamp(26px,2.8vw,38px);line-height:1.18;letter-spacing:-.02em;font-weight:600}
.mitch blockquote em{color:var(--gold3)}
.mfacts{display:grid;grid-template-columns:1fr 1fr;gap:10px}.mfacts div{background:rgba(255,255,255,.08);border-radius:16px;padding:14px 16px;font-size:14px;color:#B9D3C4}.mfacts b{display:block;color:#fff}
.rev{border:1px solid var(--line);border-radius:28px;padding:36px 40px;margin-top:16px;display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;background:#fff}
.rev p{margin:0;font-size:clamp(19px,2vw,24px);line-height:1.4;letter-spacing:-.01em}.rev cite{display:block;margin-top:10px;font-style:normal;color:var(--muted);font-size:14.5px}
.rev .g{font-size:28px;color:var(--gold2);letter-spacing:2px;text-align:center}.rev .g small{display:block;font-size:13px;color:var(--muted);font-weight:600;letter-spacing:0}
@media(max-width:900px){.mitch{grid-template-columns:1fr}.mitch .ph{min-height:420px}.mitch .tx{padding:30px}.rev{grid-template-columns:1fr;padding:28px}}

/* faq */
.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;list-style:none;padding:24px 40px 24px 0;font-size:19px;font-weight:700;letter-spacing:-.01em;position:relative}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:4px;top:18px;font-size:28px;font-weight:400;color:var(--g);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}.faq details>div{padding:0 40px 24px 0;color:var(--muted);max-width:760px}.faq details p{margin:0}
.faq-split{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:56px}
@media(max-width:860px){.faq-split{grid-template-columns:1fr;gap:20px}}

/* final cta */
.final{background:var(--g);color:#fff;border-radius:36px;padding:clamp(40px,7vw,90px);display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;position:relative;overflow:hidden}
.final::after{content:"";position:absolute;right:-120px;bottom:-200px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(201,165,90,.35),transparent 65%)}
.final h2{color:#fff}.final h2 em{color:var(--gold3)}.final p{color:#B9D3C4;font-size:18px;margin:18px 0 0}
.final .acts{display:grid;gap:10px;position:relative;z-index:1}
.final .acts small{text-align:center;color:#B9D3C4;font-size:13px}
@media(max-width:860px){.final{grid-template-columns:1fr}}

/* sticky quote bar */
.sticky{position:fixed;left:50%;bottom:18px;transform:translate(-50%,140%);z-index:80;background:var(--deep);color:#fff;border-radius:999px;padding:8px 8px 8px 24px;display:flex;align-items:center;gap:18px;box-shadow:0 20px 50px -20px rgba(0,0,0,.6);transition:transform .45s var(--ease);white-space:nowrap}
.sticky.on{transform:translate(-50%,0)}.sticky span{font-weight:600;font-size:15px}.sticky .btn{height:46px;font-size:15px;padding:0 20px}
@media(max-width:600px){.sticky{left:12px;right:12px;transform:translateY(140%);padding:6px}.sticky.on{transform:none}.sticky span{display:none}.sticky .btn{flex:1}}

/* subpage hero */
.phero{position:relative;overflow:hidden;isolation:isolate;padding:56px 0 76px}
.phero::before{content:"";position:absolute;right:-240px;top:-260px;width:820px;height:820px;border-radius:50%;background:radial-gradient(circle,var(--g3),rgba(233,242,236,0) 65%);z-index:-1}
.phero .w{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.phero h1{font-size:clamp(40px,5.4vw,72px);margin:0 0 20px}
.phero .lead{margin:0 0 28px}
.phero-img{position:relative;border-radius:28px;overflow:hidden;aspect-ratio:5/4;box-shadow:0 40px 80px -40px rgba(0,60,35,.45)}
.phero-img img{width:100%;height:100%;object-fit:cover}
.phero-img .tagc{position:absolute;left:16px;bottom:16px;right:16px;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-radius:18px;padding:14px 16px;display:flex;align-items:center;gap:12px;font-size:14px}
.phero-img .tagc img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.phero-img .tagc b{display:block;font-size:14.5px}
.phero-img .tagc .btn{margin-left:auto;height:42px;font-size:14px;padding:0 16px}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:22px;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a:hover{color:var(--g)}
.qfacts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:34px}
.qfacts div{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:14px 16px}
.qfacts small{display:block;font-size:12px;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.qfacts b{display:block;font-size:17px;margin-top:3px;line-height:1.25;letter-spacing:-.01em}
.phero.simple .w{grid-template-columns:1fr}.phero.simple h1{max-width:18ch}
@media(max-width:900px){.phero .w{grid-template-columns:1fr;gap:34px}.phero{padding-top:36px}.qfacts{grid-template-columns:1fr}.phero-img .tagc .btn{display:none}}

/* content blocks */
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.four{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:980px){.three,.four{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.two,.three,.four{grid-template-columns:1fr}}
.tile{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px}
.tile h3{margin-bottom:10px}.tile p{color:var(--muted);margin:0;font-size:15.5px}
.tile .num{font-family:var(--fs);font-style:italic;color:var(--gold);font-size:42px;line-height:1;display:block;margin-bottom:14px}
.tile.cream{background:var(--cream);border-color:#EEE5D1}.tile.mint{background:var(--g3);border-color:#D5E6DB}
.tile.green{background:var(--g);color:#fff;border-color:var(--g)}.tile.green p{color:#CFE2D6}.tile.green .num{color:var(--gold3)}
.list-tile ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.list-tile li{display:flex;gap:12px;font-size:15.5px;line-height:1.45}
.list-tile li::before{content:"";flex-shrink:0;width:20px;height:20px;border-radius:50%;margin-top:1px;background:var(--g) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4'%3E%3Cpath d='M5 12l5 5L19 7'/%3E%3C/svg%3E") center/11px no-repeat}
.watch{background:var(--cream);border:1px solid #EEE5D1;border-radius:24px;padding:28px}
.watch h3{display:flex;gap:10px;align-items:center;margin-bottom:14px}.watch h3 svg{width:22px;height:22px;color:var(--gold)}
.watch li::before{background:var(--gold2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231A1406' stroke-width='3'%3E%3Cpath d='M12 7v6M12 17h.01'/%3E%3C/svg%3E") center/12px no-repeat}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:s}
.steps.s3{grid-template-columns:repeat(3,1fr)}
.step{background:var(--soft);border:1px solid var(--line);border-radius:24px;padding:26px;transition:background .3s,color .3s,transform .3s}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--g);color:#fff;font-weight:800;margin-bottom:34px;transition:background .3s,color .3s}
.step:hover{background:var(--g);color:#fff;transform:translateY(-4px)}.step:hover::before{background:var(--gold2);color:#1A1406}.step:hover p{color:#CFE2D6}
.step h3{margin:0 0 8px;font-size:20px}.step p{margin:0;color:var(--muted);font-size:15px;transition:color .3s}
@media(max-width:980px){.steps,.steps.s3{grid-template-columns:1fr 1fr}}@media(max-width:560px){.steps,.steps.s3{grid-template-columns:1fr}}
.prose{max-width:760px}
.prose h2{font-size:clamp(26px,3vw,36px);margin:48px 0 16px}
.prose h3{margin:28px 0 10px}
.prose p,.prose li{color:#33433C}
.prose a{color:var(--g);text-decoration:underline;text-decoration-color:var(--gold2);text-underline-offset:3px}
.prose ul,.prose ol{padding-left:20px}.prose li{margin-bottom:6px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split-img{border-radius:28px;overflow:hidden;aspect-ratio:4/5}.split-img img{width:100%;height:100%;object-fit:cover}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}

/* full calculators */
.calc{background:#fff;border:1.5px solid var(--ink);border-radius:26px;overflow:hidden;display:grid;grid-template-columns:1.1fr .9fr}
.calc-in{padding:32px;display:grid;gap:18px;align-content:start}
.calc-out{background:var(--g);color:#fff;padding:32px;display:flex;flex-direction:column;gap:16px}
.calc-out .big-n{font-size:clamp(42px,5vw,60px);font-weight:800;letter-spacing:-.045em;line-height:1}
.calc-out .big-n small{font-size:17px;font-weight:500;color:#B9D3C4;letter-spacing:0}
.calc-out .lbl{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold3);font-weight:700}
.calc-out dl{margin:0;display:grid;border-top:1px solid rgba(255,255,255,.14)}
.calc-out dl div{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:15px}
.calc-out dt{color:#B9D3C4}.calc-out dd{margin:0;font-weight:700;text-align:right}
.calc-out .note{font-size:12.5px;color:#B9D3C4;line-height:1.5;margin-top:auto}
.calc-out .good{color:#A8E6C4}.calc-out .warn{color:#F6C9A9}
.calc-out .btn{align-self:flex-start;height:48px;font-size:15px}
@media(max-width:900px){.calc{grid-template-columns:1fr}.calc-in,.calc-out{padding:24px}}
.field{display:grid;gap:8px}
.field>label,.field>.flabel{font-size:14px;font-weight:700;display:flex;justify-content:space-between;gap:10px}
.field>label output{color:var(--g);font-variant-numeric:tabular-nums}
.inp{height:52px;border:1.5px solid var(--line);border-radius:14px;padding:0 16px;background:#fff;width:100%;font-size:16px;transition:border-color .2s,box-shadow .2s;appearance:none;-webkit-appearance:none}
textarea.inp{height:auto;min-height:110px;padding:14px 16px;resize:vertical}
select.inp{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235E6B64' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") right 14px center/18px no-repeat;padding-right:40px}
.inp:focus{outline:0;border-color:var(--g);box-shadow:0 0 0 4px rgba(0,96,57,.12)}
.inp.bad{border-color:var(--bad)}
.inp-pre,.inp-suf{position:relative}
.inp-pre span{position:absolute;left:16px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}.inp-pre .inp{padding-left:32px}
.inp-suf span{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:560px){.row2{grid-template-columns:1fr}}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg label{position:relative;cursor:pointer}.seg input{position:absolute;opacity:0;pointer-events:none}
.seg span{display:inline-flex;align-items:center;height:42px;padding:0 16px;border:1.5px solid var(--line);border-radius:999px;font-size:14.5px;font-weight:600;background:#fff;transition:all .2s}
.seg input:checked+span{background:var(--g);color:#fff;border-color:var(--g)}
.seg input:focus-visible+span{outline:2px solid var(--gold2);outline-offset:2px}
.debt-rows{display:grid;gap:10px}
.debt-row,.debt-head{display:grid;grid-template-columns:1.3fr 1fr .7fr .9fr 36px;gap:8px;align-items:center}
.debt-head{font-size:12px;color:var(--muted);font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.debt-row .inp{height:46px;font-size:15px;padding:0 12px}
.debt-row .inp-pre span{left:11px}.debt-row .inp-pre .inp{padding-left:24px}.debt-row .inp-suf .inp{padding-right:26px}.debt-row .inp-suf span{right:11px}
.debt-row .x{width:36px;height:36px;border-radius:50%;border:1px solid var(--line);background:#fff;cursor:pointer;color:var(--muted)}
.add-row{justify-self:start;background:none;border:1.5px dashed var(--gold2);color:var(--ink);border-radius:999px;padding:9px 16px;font-weight:700;font-size:14px;cursor:pointer}
@media(max-width:640px){.debt-row{grid-template-columns:1fr 1fr 36px}.debt-row .d-name{grid-column:span 3}.debt-head,.debt-row .d-rate{display:none}}
.tabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:28px}
.tabs button{border:1.5px solid var(--line);background:#fff;border-radius:999px;height:46px;padding:0 18px;font-weight:700;font-size:14.5px;cursor:pointer;transition:all .2s}
.tabs button[aria-selected=true]{background:var(--g);color:#fff;border-color:var(--g)}
.tool-panel[hidden]{display:none}
.src-note{font-size:12.5px;color:var(--muted);margin-top:12px}

/* lead forms (landing pages, contact) */
.formcard{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:0 40px 80px -40px rgba(0,60,35,.4),0 0 0 8px rgba(233,242,236,.6);overflow:hidden;color:var(--ink)}
.fc-head{padding:24px 28px 18px;border-bottom:1px solid var(--line)}
.fc-head b{display:block;font-size:20px;letter-spacing:-.02em}.fc-head small{color:var(--muted);font-size:13.5px}
.progress{height:6px;background:var(--soft);border-radius:6px;margin-top:16px;overflow:hidden}
.progress i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--g),var(--gold2));transition:width .45s var(--ease)}
.fc-body{padding:26px 28px 28px}
.fstep{display:none;animation:fin .4s var(--ease)}.fstep.on{display:grid;gap:18px}
@keyframes fin{from{opacity:0;transform:translateY(8px)}}
.fstep h4{font-size:22px;letter-spacing:-.02em;font-weight:700;line-height:1.25}
.fstep .hint{font-size:14px;color:var(--muted);margin-top:-10px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px}.opts.one{grid-template-columns:1fr}
.opt{position:relative;cursor:pointer}.opt input{position:absolute;opacity:0;pointer-events:none}
.opt span{display:flex;align-items:center;gap:10px;min-height:56px;padding:12px 16px;border:1.5px solid var(--line);border-radius:14px;font-weight:600;font-size:15px;line-height:1.3;background:#fff;transition:all .18s}
.opt span:hover{border-color:var(--g)}
.opt span::before{content:"";flex-shrink:0;width:18px;height:18px;border-radius:50%;border:2px solid #C9D2CC;background:#fff;transition:all .18s}
.opt input[type=checkbox]+span::before{border-radius:6px}
.opt input:checked+span{border-color:var(--g);background:#EEF5F1;box-shadow:inset 0 0 0 1px var(--g)}
.opt input:checked+span::before{background:var(--g) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4'%3E%3Cpath d='M5 12l5 5L19 7'/%3E%3C/svg%3E") center/11px no-repeat;border-color:var(--g)}
.opt input:focus-visible+span{outline:2px solid var(--gold2);outline-offset:2px}
@media(max-width:480px){.opts{grid-template-columns:1fr}}
.fnav{display:flex;gap:10px;justify-content:space-between;align-items:center;margin-top:6px}
.fnav .back{background:none;border:0;color:var(--muted);font-weight:600;cursor:pointer;padding:10px 0}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:13px;color:var(--muted);line-height:1.5}
.consent input{margin-top:2px;width:18px;height:18px;accent-color:var(--g);flex-shrink:0}.consent a{color:var(--ink);text-decoration:underline}
.err{color:var(--bad);font-size:13.5px;font-weight:600;margin:0}
.err a{color:var(--bad);text-decoration:underline}
.secure{display:flex;gap:8px;align-items:center;font-size:12.5px;color:var(--muted);justify-content:center;margin-top:14px}.secure svg{width:14px;height:14px;color:var(--g)}
.done{text-align:center;padding:6px 0}
.done .tick{width:60px;height:60px;border-radius:50%;background:var(--g);color:#fff;display:grid;place-items:center;margin:0 auto 14px}.done .tick svg{width:28px;height:28px}
.done h4{font-size:24px;margin-bottom:6px}
.done-cal{border:1px solid var(--line);border-radius:18px;overflow:hidden;margin-top:16px}.done-cal iframe{width:100%;min-height:720px;border:0;display:block}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* landing pages */
.lp-nav .w{height:76px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.lp-nav{border-bottom:1px solid var(--line);background:#fff}
.lp-nav .logo img{height:32px}
.lp-hero{position:relative;overflow:hidden;isolation:isolate;padding:56px 0 84px;background:linear-gradient(180deg,var(--cream) 0%,#fff 100%)}
.lp-hero::before{content:"";position:absolute;right:-200px;top:-200px;width:760px;height:760px;border-radius:50%;background:radial-gradient(circle,var(--g3),rgba(233,242,236,0) 65%);z-index:-1}
.lp-hero .w{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:start;grid-template-areas:"intro form" "details form"}
.lp-intro{grid-area:intro}.lp-details{grid-area:details}.lp-hero .formcard{grid-area:form;position:sticky;top:20px}
.lp-hero h1{font-size:clamp(40px,5.2vw,72px);margin:22px 0 20px}
.lp-hero .lead{margin:0 0 6px}
.lp-points{list-style:none;padding:0;margin:20px 0 30px;display:grid;gap:14px}
.lp-points li{display:flex;gap:14px;align-items:flex-start;font-size:16.5px;line-height:1.45;color:#33433C}
.lp-points li svg{flex-shrink:0;width:22px;height:22px;color:var(--g);margin-top:1px}
.lp-review{display:flex;gap:14px;align-items:center;padding:18px 20px;border:1px solid var(--line);background:#fff;border-radius:20px;max-width:520px}
.lp-review img{width:46px;height:46px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.lp-review p{margin:0;font-size:14.5px;line-height:1.45}.lp-review b{font-size:13.5px}
@media(max-width:980px){.lp-hero .w{grid-template-columns:1fr;grid-template-areas:"intro" "form" "details";gap:28px}.lp-hero .formcard{position:static}.lp-hero{padding-top:32px}}
.mobile-cta{display:none}
@media(max-width:760px){.mobile-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:70;gap:8px;transform:translateY(130%);transition:transform .35s var(--ease)}.mobile-cta.show{transform:none}.mobile-cta .btn{flex:1;box-shadow:0 14px 30px -10px rgba(0,0,0,.45)}.mobile-cta .btn-g{flex:0 0 56px;padding:0}}
.example{display:grid;grid-template-columns:1fr auto 1fr;gap:20px;align-items:stretch}
.ex-col{border-radius:24px;padding:28px;background:#fff;border:1px solid var(--line)}
.ex-col.after{background:var(--g);color:#fff;border-color:var(--g)}
.ex-col small{display:block;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;margin-bottom:14px;color:var(--gold)}
.ex-col.after small{color:var(--gold3)}
.ex-col ul{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:8px;font-size:15px}.ex-col li{display:flex;justify-content:space-between;gap:10px}
.ex-col .tot{border-top:1px solid currentColor;padding-top:12px;display:flex;justify-content:space-between;font-weight:700;font-size:18px}
.ex-arrow{display:flex;align-items:center;justify-content:center;color:var(--gold2)}.ex-arrow svg{width:34px;height:34px}
@media(max-width:860px){.example{grid-template-columns:1fr}.ex-arrow{transform:rotate(90deg)}}

/* market + news */
.market{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.mk{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px 20px 16px}
.mk small{display:block;font-size:13px;color:var(--muted)}
.mk b{display:block;font-size:34px;font-weight:800;letter-spacing:-.04em;color:var(--g);margin:6px 0 2px;font-variant-numeric:tabular-nums}
.mk span{font-size:12px;color:var(--muted)}
.mk svg{display:block;width:100%;height:34px;margin-top:10px}
.mk:first-child{background:var(--g);border-color:var(--g)}.mk:first-child b{color:#fff}.mk:first-child small,.mk:first-child span{color:#B9D3C4}
@media(max-width:860px){.market{grid-template-columns:1fr 1fr}}
.boc{display:inline-flex;gap:10px;align-items:center;background:var(--cream);border-radius:999px;padding:10px 18px;font-size:15px;margin-top:6px}
.boc::before{content:"";width:8px;height:8px;border-radius:50%;background:#2BB673;box-shadow:0 0 0 4px rgba(43,182,115,.18)}
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.news{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.news:hover{transform:translateY(-4px);box-shadow:0 30px 50px -30px rgba(0,50,31,.45)}
.news .n-img{aspect-ratio:16/9;background:var(--cream) center/cover no-repeat}
.news .n-img.ph{background:linear-gradient(135deg,var(--g),var(--deep));display:flex;align-items:flex-end;padding:16px}
.news .n-img.ph span{font-family:var(--fs);font-style:italic;color:var(--gold3);font-size:26px;line-height:1}
.news .n-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.news .n-meta{font-size:12.5px;color:var(--muted);display:flex;gap:8px;align-items:center;font-weight:600}
.news .n-meta i{width:4px;height:4px;border-radius:50%;background:var(--gold2);display:inline-block}
.news h3{font-size:18.5px;line-height:1.3}
.news p{font-size:14.5px;color:var(--muted);margin:0}
.news.lead-story{grid-column:span 2;flex-direction:row}
.news.lead-story .n-img{aspect-ratio:auto;flex:1.1;min-height:320px}
.news.lead-story .n-body{flex:1;padding:30px;justify-content:center}
.news.lead-story h3{font-size:clamp(22px,2.4vw,30px)}
@media(max-width:980px){.news-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.news-grid{grid-template-columns:1fr}.news.lead-story{grid-column:auto;flex-direction:column}.news.lead-story .n-img{min-height:200px}}
.filters{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.filters button{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:9px 16px;font-size:14px;font-weight:600;cursor:pointer}
.filters button[aria-pressed=true]{background:var(--g);border-color:var(--g);color:#fff}
.skel{background:linear-gradient(90deg,var(--soft),#EDF1EE,var(--soft));background-size:200% 100%;animation:sk 1.4s infinite;border-radius:22px;min-height:280px}
@keyframes sk{to{background-position:-200% 0}}

/* footer */
.foot{background:var(--deep);color:#9FB9AC;padding:76px 0 40px;font-size:14.5px}
.foot a:hover{color:var(--gold3)}
.foot-top{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-top h6{color:#fff;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 16px;font-weight:700}
.foot-top ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.foot .flogo{height:36px;width:auto;margin-bottom:18px}
.foot-contact{display:grid;gap:6px;margin-top:16px}.foot-contact a{color:#fff}
.foot .btn{margin-top:20px;height:48px;font-size:15px}
.foot-legal{display:grid;grid-template-columns:auto 1fr;gap:32px;padding-top:36px;align-items:start}
.ymyw{background:#fff;border-radius:14px;padding:12px 16px;display:flex;align-items:center;justify-content:center;width:190px}.ymyw img{max-height:54px;width:auto}
.legal-text{font-size:12.5px;line-height:1.65;color:#86A296}.legal-text p{margin:0 0 10px}.legal-text b{color:#fff;font-weight:600}.legal-text a{text-decoration:underline}
.foot-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:24px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:13px}
.foot-bottom nav{display:flex;gap:18px;flex-wrap:wrap}
@media(max-width:900px){.foot-top{grid-template-columns:1fr 1fr}.foot-legal{grid-template-columns:1fr}}
@media(max-width:520px){.foot-top{grid-template-columns:1fr}.foot{padding-bottom:100px}}

/* reveal */
.rv{opacity:0;transform:translateY(20px);transition:opacity .8s,transform .8s var(--ease)}.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
.lp-hero .w{grid-template-rows:auto 1fr}.lp-details{align-self:start}

/* ---- v8 mobile + CTA pass ---- */
.bar{font-size:13px;padding:8px 12px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.bar a{color:#D8E7DE;font-weight:500}.bar a b{color:var(--gold3);font-weight:700}
.callrow{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:18px}
.callrow>span{font-size:14px;color:var(--muted);font-weight:600}
.callrow>div{display:flex;gap:8px}
.cbtn{display:inline-flex;align-items:center;gap:8px;height:44px;padding:0 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--g);font-weight:700;font-size:15px;transition:border-color .2s,background .2s}
.cbtn:hover{border-color:var(--g);background:var(--g3)}
.cbtn svg{width:18px;height:18px}
/* closing band: cream with green button */
.final{background:var(--cream);color:var(--ink);border:1px solid #EEE5D1}
.final::after{background:radial-gradient(circle,rgba(201,165,90,.22),transparent 65%)}
.final h2{color:var(--ink)}.final h2 em{color:var(--gold)}.final p{color:var(--muted)}
.final .acts small{color:var(--muted)}
/* sticky: just a green button */
.sticky{background:none;padding:0;box-shadow:none;border-radius:999px}
.sticky .btn{height:54px;font-size:16px;padding:0 28px;box-shadow:0 18px 40px -14px rgba(0,50,31,.6)}
@media(max-width:1080px){.nav .nav-cta{display:none}}
@media(max-width:600px){
  .sticky{left:14px;right:14px}.sticky .btn{width:100%}
  .w{padding:0 18px}
  .sec{padding-top:64px;padding-bottom:64px}.sec-sm{padding-top:44px;padding-bottom:44px}
  h1{font-size:40px;letter-spacing:-.04em}
  h2{font-size:32px}
  .hero{padding:28px 0 56px}
  .hero h1{margin:20px 0 16px}
  .sub{font-size:18px;margin-bottom:24px}
  .hero-cta{display:block}.hero-cta .btn,.phero .ctas .btn{width:100%}
  .phero .ctas{flex-direction:column;align-items:stretch}
  .callrow{flex-direction:column;align-items:stretch;gap:10px;margin-top:14px}
  .callrow>span{text-align:center}
  .callrow>div{display:grid;grid-template-columns:1fr 1fr}
  .cbtn{justify-content:center;height:50px}
  .qcard{padding:18px;border-radius:22px;box-shadow:0 30px 60px -40px rgba(0,60,35,.35)}
  .qcard-h h2{font-size:21px}
  .center,.sh{margin-bottom:28px}.center p,.sh p{font-size:16px}
  .probs{gap:12px}
  .pb{padding:20px;border-radius:20px}.pb:hover{transform:none}
  .pb .emo{width:46px;height:46px;border-radius:14px;margin-bottom:14px}.pb .emo svg{width:24px;height:24px}
  .pb h3{font-size:20px}.pb p{font-size:14.5px;margin-bottom:14px}
  .big{min-height:270px;padding:22px;border-radius:22px}.big h3{font-size:26px}
  .hw{padding:22px;border-radius:22px}.hw .n{font-size:48px}.hw h3{font-size:20px}
  .tool{border-radius:20px}.tool .in{padding:20px}.tool .out{padding:18px 20px}.tool .out b{font-size:36px}.tool .out .btn{width:100%}
  .mitch .ph{min-height:360px;border-radius:22px}.mitch .tx{padding:24px;border-radius:22px}.mitch blockquote{font-size:24px}
  .mfacts{grid-template-columns:1fr 1fr;gap:8px}.mfacts div{padding:12px;font-size:13px}
  .rev{padding:22px;border-radius:22px;gap:12px}.rev p{font-size:17px}.rev .g{text-align:left}
  .faq summary{font-size:17px;padding:20px 34px 20px 0;line-height:1.3}
  .faq summary::after{top:14px}
  .faq details>div{padding:0 0 20px}
  .final{padding:32px 22px;border-radius:24px;gap:24px}.final p{font-size:16px}
  .tile,.watch{padding:22px;border-radius:20px}
  .calc{border-radius:20px}.calc-in,.calc-out{padding:20px}
  .qfacts{margin-top:22px}
  .phero{padding:24px 0 52px}.phero h1{font-size:38px}
  .phero-img{border-radius:22px}
  .steps,.steps.s3{gap:10px}.step{padding:20px}.step::before{margin-bottom:18px}
  .formcard{border-radius:22px}.fc-head,.fc-body{padding-left:18px;padding-right:18px}
  .lp-hero h1{font-size:38px}
  .foot{padding-top:56px}
  .trust .ls span{font-size:15px}
}

/* ---- blog ---- */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.pcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.pcard:hover{transform:translateY(-4px);box-shadow:0 30px 50px -30px rgba(0,50,31,.45)}
.pc-img{position:relative;aspect-ratio:16/10;overflow:hidden}
.pc-img img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.pcard:hover .pc-img img{transform:scale(1.05)}
.pc-img span{position:absolute;left:14px;top:14px;background:rgba(255,255,255,.95);color:var(--g);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:6px 10px;border-radius:999px}
.pc-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.pc-body h3{font-size:21px;line-height:1.2}
.pc-body p{margin:0;color:var(--muted);font-size:15px}
.pc-meta{margin-top:auto;padding-top:8px;display:flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);font-weight:500}
.pc-meta img{width:26px;height:26px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.pcard.pc-lead{grid-column:span 3;flex-direction:row}
.pcard.pc-lead .pc-img{flex:1.2;aspect-ratio:auto;min-height:360px}
.pcard.pc-lead .pc-body{flex:1;padding:36px;justify-content:center}
.pcard.pc-lead h3{font-size:clamp(26px,2.8vw,36px)}
.pcard.pc-lead p{font-size:17px}
.posts.three-up .pcard.pc-lead{grid-column:auto;flex-direction:column}
@media(max-width:980px){.posts{grid-template-columns:1fr 1fr}.pcard.pc-lead{grid-column:span 2}}
@media(max-width:640px){.posts{grid-template-columns:1fr}.pcard.pc-lead{grid-column:auto;flex-direction:column}.pcard.pc-lead .pc-img{min-height:220px}.pcard.pc-lead .pc-body{padding:22px}}
.art-head{padding:44px 0 26px;position:relative;isolation:isolate;overflow:hidden}
.art-head::before{content:"";position:absolute;right:-240px;top:-300px;width:820px;height:820px;border-radius:50%;background:radial-gradient(circle,var(--g3),rgba(233,242,236,0) 65%);z-index:-1}
.art-head h1{font-size:clamp(36px,4.8vw,64px);max-width:20ch;margin:0 0 18px}
.art-head .lead{max-width:760px;margin:0 0 24px}
.byline{display:flex;align-items:center;gap:12px;flex-wrap:wrap;font-size:14px;color:var(--muted)}
.byline img{width:46px;height:46px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.byline b{display:block;color:var(--ink);font-size:15px}
.byline>span{margin-left:auto}
.art-img img{width:100%;aspect-ratio:21/8;object-fit:cover;border-radius:28px}
.art{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;padding-top:44px;padding-bottom:30px;align-items:start}
.art-main{max-width:740px}
.art-main.prose p,.art-main.prose li{font-size:18px;line-height:1.7}
.art-main h2{scroll-margin-top:100px}
.art-main h2:first-of-type{margin-top:28px}
.art-main blockquote{margin:26px 0;padding:18px 22px;border-left:4px solid var(--gold2);background:var(--cream);border-radius:0 16px 16px 0}
.art-main blockquote p{margin:0}
.tbl{overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:16px}
.tbl table{border-collapse:collapse;width:100%;font-size:15.5px;min-width:480px}
.tbl th{background:var(--g);color:#fff;text-align:left;padding:12px 14px;font-weight:700}
.tbl td{padding:11px 14px;border-top:1px solid var(--line)}
.tbl tr:nth-child(even) td{background:var(--soft)}
.art-main .faq{margin-top:10px}
.sources{margin-top:36px;padding:20px 22px;background:var(--soft);border-radius:18px;font-size:14px}
.sources ul{margin:8px 0 0}.sources li{font-size:14px!important;line-height:1.5!important}
.author{display:flex;gap:16px;align-items:flex-start;margin-top:30px;padding:22px;border:1px solid var(--line);border-radius:20px}
.author img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:50% 25%;flex-shrink:0}
.author p{margin:4px 0 0;font-size:15px!important;line-height:1.55!important}
.art-disc{font-size:13px!important;color:var(--muted)!important;margin-top:20px}
.art-side{position:sticky;top:100px;display:grid;gap:14px}
.side-cta{background:var(--g);color:#fff;border-radius:24px;padding:24px;text-align:center}
.side-cta img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:50% 25%;margin:0 auto 12px;border:3px solid rgba(255,255,255,.2)}
.side-cta b{display:block;font-size:19px;line-height:1.25;letter-spacing:-.01em}
.side-cta p{color:#CFE2D6;font-size:14.5px;margin:8px 0 16px}
.side-cta .btn{background:#fff;color:var(--g);height:50px}.side-cta .btn:hover{background:var(--gold3)}
.side-tel{display:block;margin-top:10px;font-size:14px;color:var(--gold3);font-weight:600}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:20px;padding:18px 20px;display:grid;gap:2px}
.toc b{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.toc a{font-size:14.5px;padding:6px 0;color:#33433C;border-top:1px solid var(--line);line-height:1.35}.toc a:hover{color:var(--g)}
.side-tool{display:block;background:var(--cream);border:1px solid #EEE5D1;border-radius:20px;padding:18px 20px}
.side-tool small{display:block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700}
.side-tool b{display:block;font-size:17px;margin:4px 0}.side-tool span{font-weight:700;color:var(--g);font-size:14.5px}
@media(max-width:1000px){.art{grid-template-columns:1fr;gap:30px}.art-side{position:static;grid-template-columns:1fr}.toc{display:none}}
@media(max-width:600px){.art-head{padding:24px 0 18px}.art-head h1{font-size:34px}.art-img img{aspect-ratio:16/10;border-radius:20px}.art-main.prose p,.art-main.prose li{font-size:17px}.byline>span{margin-left:0;width:100%}.author{flex-direction:column}}
.art-main{min-width:0}@media(max-width:1000px){.art{grid-template-columns:minmax(0,1fr)}}